Monday, March 01, 2021

The 24-Year-Old Heading Upstate With an Older Man

The 24-Year-Old Heading Upstate With an Older Man
The Cut, 28-Feb-2021

This week, a woman coping with a family crisis by leaving town with her new boyfriend: 24, in a relationship, New Jersey.

DAY ONE

1 p.m. Another Zoom meeting. I’ve been working for a film company part-time since August. I make pennies.

2 p.m. I’m practically beaming with excitement for my romantic weekend trip. This will be my first full weekend with Dominic, my 49-year-old lover who I’ve been seeing since September when we met at an outdoor party in Greenpoint. We’ve been on the phone every single day since our first date and have spent every weekend with our bodies intertwined. I’m totally smitten with him and he knows it.

4 p.m. I pack in between Zooms and make sure to include some of my chocolate weed edibles.

7 p.m. Dominic and I talk on the phone all night about how excited we are. We’ve been joking about going away to the wilderness together for two months but he finally took the plunge and booked the Airbnb. He’s a nature freak, loves hunting, and has a legit bow and arrow. He tells me he fantasizes about me naked shooting his bow and arrow and that somehow we’ll make it a reality this weekend. It looks like it’s going to be 18 degrees tomorrow …

DAY TWO

9 a.m. I jump in the car and race to get to Dominic’s place uptown, which takes about 45 minutes since I’m all the way in Jersey. I hop out of the car, give him a lusty smooch and let him drive my hilarious yellow Kia Soul.

The car belongs to my mom. I’ve been living with her in New Jersey since last year, when I lost my job because of the pandemic and had to move back home. For the past two months she’s been in Nepal with my sick grandma. I’m awaiting an emergency visa so I can get there before she gets worse. It’s stressful. But weekends are special, I release everything I hold in and Dominic lets me cry, listens to me vent, and holds me. We talk about my family situation on the ride up, and make a pit stop at the grocery store and liquor store before checking in.

2 p.m. We get to the Airbnb and assess the place. There’s a round bed in the bedroom (think Austin Powers), which both of us wince at but secretly love. As soon as we walk in we kiss passionately on the white polyester, plastic-like sofa and he pulls my pants down and fucks me from behind.

5:45 p.m. He loves to cook and I love to sit there and pour us drinks. He makes clams in white wine for an appetizer and steak with roasted potatoes for dinner. It’s delicious and we stare into each other’s eyes, feeling naughty for being all alone in a cabin in the woods plotting our activities for the next two days. I have a few glasses of wine and a couple beers before we share a tequila on ice. I’m pretty hammered as we watch the fire burning in the furnace, listening to music. He hands me a little baggie of drugs, and we decide to do some molly. Had I been one drink less drunk I probably would have said let’s skip it.

9:30 p.m. We’re buzzing and soon humping like little rabbits. He pulls off my pants and goes down on me for a while. I forgot how good it is to fuck on molly. Then we have sex and it’s magical. We keep it pretty PG with missionary but it’s so damn good and I can tell he’s feeling it too.

11 p.m. We’re in the shower together and I suck his dick for a while. The hot water feels so incredibly good when you’re on drugs. We massage each other with lotion afterward and I try to fall asleep. I meditate and eventually fall asleep for a few hours.

DAY THREE

9 a.m. I look like I was hit by a truck. Dominic feels like shit as well and we deeply regret taking the molly. I can’t bear the thought of eating, let alone getting up and starting the day.

12 p.m. We get massages at a nearby spa. It feels incredibly good, and isn’t even that awkward with our masks. The masseuse says my jaw is abnormally tight and I wince with embarrassment. Dominic pays for the whole thing and I feel really spoiled.

4 p.m. Back at the Airbnb, I manage to cook us a shitty marinara pasta with the few brain cells I have left. We haven’t eaten anything all day and finally our appetite is back.

6 p.m. We’re laying on the couch again and watching Catch Me If You Can on the TV. He has never seen it and it’s one of my favorites. We both feel slightly normal again; the massage was a real blessing. We pass out, make it to bed like zombies and manage to have a lazy fuck. I really love this stupid Austin Powers bed.

DAY FOUR

10 a.m. I wake up feeling normal again. It’s a stunning day and we’re both dying to go on a hike. We make some food and afterward I ask Dominic to take some pictures of me on our deck with our lovely little view. I’m in a long white robe and for a moment pull my leg out to expose my bare leg and butt. We laugh while I make some silly faces.

12 p.m. We check out of the Airbnb and drive to this hike nearby. We get there and walk on a beautiful path for about two miles.

1:30 p.m. We drive to Woodstock for some lunch and a walk around the neighborhood. He’s never been and I haven’t been back in years. We settle on a cute restaurant with a huge fire outside for some burgers and beers.

5 p.m. Two beers later and we’re giggling and making out. He pulls me into the restaurant after we take care of the bill and whispers in my ear he wants to fuck me in the bathroom. I look at him with astonishment, but I’m not surprised. He walks into the bathroom and shuts the door. I knock and he lets me in. We kiss passionately as he pulls my pants down and pushes me against the sink. He fucks me from behind for a few minutes. I cover my mouth with my hand as we watch ourselves in the mirror. Somebody knocks and I jump. I pull up my three layers of pants and run out of the bathroom.

6 p.m. It’s dark and I tell him we better hit the road since it’ll take at least a few hours to get back to his place. He’s insistent that he finds a place for us to finish fucking in my car. It’s never been christened and he constantly jokes about it. I guess today is the day. He drives around the block to find a spot. The Kia Soul shakes until he comes.

10 p.m. We get back to his place and fall asleep immediately.

DAY FIVE

6 a.m. Dominic wakes up to start work. I have no idea how he manages to do this so damn early but he deals with international clients so it’s just what he’s used to.

9 a.m. I wake up and feel like spending the day in his bed but I have to get home and pick up my dog from the dog sitter, and do work of my own.

11 a.m. I drive back to Jersey and text Dominic that I made it back safely. I miss him desperately once I hit my sofa.

2 p.m. I’m drowning in work but manage to rub one out while thinking of our feverish fuck last night. I come and instantly text him about what I just did and what I thought about. I feel a sense of sinking loneliness all day. It’s like he’s some sort of drug I have withdrawals from when Monday rolls around.

DAY SIX

8:30 a.m. I promised my mom I’d go to the Nepalese Consulate this morning and badger them about the whereabouts of my passport. It’s been six weeks since I applied for an emergency visa and it should’ve taken two weeks max.

10 a.m. I arrive at the consulate ready to pull out my sob story about my grandmother’s cancer. I talk to a man who tells me that my passport is on its way to my house as we speak. I’m shocked, and check the FedEx tracker to confirm. Like a miracle, the package is supposed to arrive tomorrow.

11 a.m. I call my family and let them know the news and it begins to feel real. I can finally see my mom who I’ve been separated from for two months, and my grandmother who I haven’t seen in a year. Even though I love having the house to myself and spending time with Dominic, I miss them like crazy. It’s finally time to go.

1 p.m. I’m back at home, and trying to figure out what to do with myself. I feel like I should tell Dominic, but I decide to wait until it’s official.

7 p.m. I’ve fallen out of the habit of exercising, but Zoom into a yoga class tonight. I really need it after this long, emotional day.

DAY SEVEN

9 a.m. My visa arrives, and I call Dominic to tell him. He tells me he doesn’t know how to process me leaving so soon.

10 a.m. I talk to my family and they want me to book a flight a week from now. I oblige and call Dominic back with my plans. I can hear the sadness in his voice and a wave of worry rolls over me.

12 p.m. I try to distract myself with practical tasks — cleaning, packing, figuring out what needs to be done with the house. Trying not to wallow in my feelings about Dominic too much.

7 p.m. We make plans for a sexy weekend together before I go. A final hoorah that hopefully won’t be the last.

Thursday, January 28, 2021

NY Times, 23-Jan-2021
By Ron Lieber
Most colleges and universities now use a “merit” aid strategy to solicit teenagers. Your eighth grader probably ought to know how it works.

Financial aid is no longer just about what you earn and what you have. It’s also about your children and what they do — and that means that good grades can be worth a whole lot of money.

In the past quarter-century, an ever-growing number of schools — both public and private — have begun using aid as a weapon to try to increase their institutional prestige. In many cases, it is bait for students who can raise the school’s profile in the eyes of the rankings overlords at places like U.S. News & World Report. In others, it’s become so rampant that discounts are necessary just to keep heads in the beds and pay the light bill.

It goes by the name merit aid, and it’s not the same as the more limited academic scholarships of a generation ago. Now, admissions officers often report to bosses with the words “enrollment management” in their titles, and they can spread the money around much more broadly.

“Aid” is a bit of a misnomer, albeit one that we seem to be stuck with. It’s not a scholarship as much as it is a coupon in many cases, one whose value may depend on applicants’ traits ranging from their ZIP code (which can signal affluence) to how quickly they open an email invitation.

But the merit part — actual academic and leadership prowess — can also matter plenty. That means that grades aren’t just a factor in getting into a first-choice school, but also in what you might pay for a residential undergraduate education.

The result is an elaborate parallel financial aid system that can totally upend the psychology of picking a college.

And because nearly all but the most selective schools now use merit aid at least a little, list prices are increasingly irrelevant for most families. Classrooms at public institutions like the Universities of Delaware or South Carolina and private ones like Occidental College in Los Angeles or Syracuse in New York State have become more like airplane cabins, where people often pay many different amounts via extensive menus of possible prices.

Over several years on the road talking to scores of college presidents, faculty members, enrollment deans and families about what we all should be willing to pay for college, I’ve learned how much of a head trip the merit aid system has become.

And just like drugs, you should talk to your kid about it before someone else does.

A Family Chat About Vicious Math

Any eighth grader with a web browser can sniff out the stakes.

Georgia high schoolers might aim for the Hope Scholarship, where a 3.0 grade point average or above can lead to thousands of dollars per year off the price at the University of Georgia and other schools. At the University of Oregon, there is a range of discounts, and the school lists different tiers of grades as the “basis” for awards.

A few private colleges are daring enough to broadcast the possibilities on their websites.

Wabash College in Crawfordsville, Ind., is one. There, a 3.0 to 3.24 grade point average plus an ACT score of 20 to 22 yields a $17,000 discount each year off the rack rate of $60,000 or so for tuition, room and board. But the 3.9-or-above student who scores 29 or higher gets $32,000 per year. That’s $128,000 over four years.

But how — and when — should you tell your child that their high school grades might be worth six figures?

If you haven’t been talking about money all along, a basic conversation may be in order first, to prepare teenagers to take it all in. Roughly how much money have you saved for college, if any, and how much do you make? You would need to put this on financial aid forms, in any event.

Then, this: What are you willing to pay for college, and where? This is, alas, just as complex of a topic as the pricing system itself. Be ready to explain why you intend to limit it to a certain amount of money (if any) or particular types of schools (ditto).

Now, about the timing. It seems only fair that teenagers ought to know the rules of engagement at the beginning of the game. After all, many teens would be furious if you held this information back because you thought that they couldn’t handle the truth.

So one possibility is this: Have a brief but deliberate merit aid conversation two months into the summer after eighth grade.

It does not have to be an extended chat if a child seems reasonably motivated already. You might simply explain that grades don’t just count for admission these days — good ones can make many expensive schools more affordable. That way, rising high school freshmen can begin to consider what sort of marks they’ll need to achieve and other extracurricular goals they might want to set.

Wait any longer than the start of high school, and the vicious math of grade point averages may not allow them to catch up if they are aiming for merit aid at more selective institutions. And grades and curricular choices — unlike ZIP codes or other demographic information — are something that is mostly within a teenager’s control.

They Can Handle the Truth

Any conversation with your child about what is, in effect, payment for performance, is a matter of obvious delicacy.

It is a heady stew of money and feelings and whatever angst hormonal children might experience if you try to make them responsible for a six-figure discount. The college application process is unpleasant enough; why pile on with more pressure?

One reason to try to at least break the news gently: The colleges are determined to put this information in front of your children whether you want them to or not. Have you been in your teenager’s inbox lately? You really ought to take a peek.

A dispatch from Pennsylvania: “Muhlenberg: A College That Pays You Back.” The savings there can be up to $30,000 a year, based on your prowess as a high school student and leader. Clark University — which offers merit aid up to the full cost of attendance, baked scrod and extra-long twin bed included — sent out an email in 2019 with the subject line “Show me the money.”

It is tempting to hide the money instead, to assume that your child can’t make sense of all of this heavy breathing. But plenty of parents already have conversations with middle school children about excellence and its financial benefits — it just happens to be about athletics instead of academics.

Ashley Darcy-Mahoney, an associate professor of nursing at the George Washington University school of nursing, has reviewed many high school applications over the years. She also played Division I soccer at Georgetown on a partial scholarship.

In the realm of youth sports and the travel-team culture that surrounds them, parents and children understand well how colleges can reward teenage achievement with big piles of money.

“In seventh grade, you knew which teams you had to make,” Dr. Darcy-Mahoney said. “You just knew.”

She and her husband, Kevin Mahoney, a financial planner, told me that they would probably have no hesitation talking honestly about the financial stakes of athletics with their own small kids someday. “Most teenagers want to be treated like adults,” she said. “And treating them that way, in giving them information about adulthood and adult decisions, is also what they want.”

Intro to Psychological Warfare

OK, but why is this happening to me?

It’s the most natural, childlike question of all, and any even halfway curious teenager deserves a full explanation.

It started innocently enough, with private colleges seeking a bit more prestige a few decades ago. They hoped extra money for high-achieving students might attract others who wouldn’t need inducements.

Instead, a full-on arms race broke out, slowly, and then seemingly all at once. If one school started offering a discount, similar colleges vying for the same kids had to do the same.

A few savvy families began to realize that they could ask for a better deal — and reject offers from schools that would not play along. And so on, up the food chain, until tonier brands like Oberlin and Connecticut College had to hold their noses and enter the game too.

Students with straight-A averages were surprised to find themselves the subject of occasional outright bidding wars. A big merit award could nudge an ace high school senior toward New Orleans and Tulane instead of heading to, say, Ann Arbor and the University of Michigan. A full-tuition offer from the University of Southern California just might pull others away from Cornell and Williams.

Then, the public universities got into the act. The University of Alabama threw so much money at so many students around the country that the Illinois legislature had to create a special $25 million fund to stem the teenage brain drain to places like Tuscaloosa.

All along, an elaborate bit of machinery buzzed and whirred in the background, mostly out of sight. Consulting firms brought their algorithms, and software kept meticulous track of teenagers’ interest in a school by measuring things like how quickly they respond to text-message come-ons.

Nowadays, applications come in, and the firms feed all the data — plus plenty of historical information about how area students reacted to discounts in earlier years — into proprietary databases. At the end of the process, those algorithms suggest “scholarship” amounts.

When these firms sell their skills to colleges, they refer to this process as financial aid “optimization” — hinting at ways to spread the discounts around so people get just what they need. But eventually, they use other words, like “leveraging” — as in brute force, using crowbars made of green cash money.

The result is the same kind of low-grade psychological warfare present in any standard marketing scheme. Only the product on offer isn’t some Amazon trinket or even an S.U.V. discounted for a holiday “salebration.” Instead, it is perhaps the biggest and most important purchase your family will ever make.

Colleges do not ask applicants to apply separately for merit aid in many instances. That way, when a bucket of money arrives alongside an acceptance notification, it feels like a freebie.

It’s so alluring that plenty of schools give merit aid to everyone. Some, like Guilford College in North Carolina, have even taken to reminding college counselors of it in their emails: “100 percent of the fall 2017 class received a merit scholarship!” read a 2018 missive.

When everyone gets a trophy, it can smack of desperation, and the pandemic has hurt financially hard-up schools even further. But many parents fail to see it that way.

Instead, these discounts can be intoxicating. No one loves your children as much as you do, so it’s hard not to look favorably upon a suitor with the largest dowry. But these feelings can lead to temporary lapses in mathematical judgment.

As the acceptances roll in, charmed parents often come to guidance counselors with a list of offers from schools. On a sheet of paper, they order the aid packages according to which merit awards are the biggest, instead of ranking them by the bottom-line cost to the family.

You may recognize this dynamic from, well, any kind of shopping you’ve ever done. Discounts can always make the more expensive choice seem like the better deal. It works with clothes and cars, so why not college?

At unguarded moments, experts occasionally call the whole thing out. Zakiya Smith Ellis, a former Obama White House staffer who also did a stint as New Jersey’s secretary of higher education, lamented the entire state of affairs on the podcast Bad With Money With Gaby Dunn.

“There were whole colleges who had their strategy as being, “We are going to artificially increase our price, even if we don’t expect people to pay it,’” she said. “And then what they did was they gave people bogus scholarships to make them think that they got a discount on the price.”

Plenty of parents who see through the bogosity often seek to beat the system, since they can’t very well burn it down on their own. And as ever, those with time and knowledge to spare have the advantage.

Lara Mordenti Perrault and her daughter visited over 30 schools. Her daughter wrote around 90 essays in pursuit of a full-tuition merit scholarship, which she eventually landed at Tulane.

Ms. Mordenti Perrault, who lives in Bel Air, Md., told me that the irony was not lost on her that her research skills and relative affluence were a big part of what helped her family. “If you have money, you can get money,” she said.

This Is Very Uncomfortable

If you are raising your eyebrows now, administrators feel for you. They do not like the equity implications of merit aid either, even if affluent families who get $20,000 discounts may well be helping to cross-subsidize lower-income ones at many schools.

Yet these managers of enrollment also wonder why you’re so shocked that they use merit aid in the first place. After all, it is awfully hard to fundamentally change a college’s character — its location, the tenured faculty, the type of students who come year after year, what the brand stands for in the market for entry-level employment and 22-year-old law school students.

But price? That’s something administrators can change on a dime.

“I get impatient with people who think it’s an easy decision or that schools that give much more merit aid than we do are somehow being morally corrupt,” said Brian Rosenberg, the former president of Macalester College in St. Paul, Minn. “They’re trying to keep their schools open.”

Indeed, it’s just business, or something like it.

“The better the student — and this includes curricular choice as well as grades — the more money it will take to change a student’s enrollment choice,” said Robert Massa, a longtime admissions, financial aid and communications administrator, when he was working at Drew University in New Jersey before becoming a consultant.

But when I pointed out to Mr. Massa that it stands to reason, then, that students ought to know how this works — so they can take harder classes and aim for better grades if they so choose — he winced a little. “Take a strong course load because you want to,” he said. “Not because you think I want you to.”

If this all sounds rather fraught, you should know that the experts in the field haven’t quite figured out what they’re going to say to their own kids, either. Maureen McRae Goldberg is the former executive director of financial aid at Occidental College and now has a similar role at Santa Barbara City College. She seemed both resigned and exasperated when I asked her what she intended to tell her daughter when the time comes.

Would explaining that her high school performance could be worth a six-figure discount be an absurd amount of pressure? Is it even fair to bring it up when many schools — private colleges, especially — don’t reveal what mark a teen will need to hit to get merit aid at all?

“I am dreading it,” she said. “These are the same questions I’ve been asking for 20 years, and in my naïveté, I thought we’d have some of this fixed by now.”